Did you know millions in the UK use credit cards for finance management? With many options, picking the right one is tough. The NatWest Reward Credit Card is a top choice, offering great benefits and rewards.

If you’re thinking of applying online, you might wonder what to expect. Our quick guide will show you the way, from checking if you’re eligible to applying.

The NatWest Reward Card has many rewards, making it appealing for those wanting to get the most from their card. Knowing the application steps and needed documents helps for a smooth and successful application.

Eligibility Requirements for the NatWest Reward Credit Card

To get the NatWest Reward Credit Card, you need to meet certain criteria. These include age, where you live, how much you earn, and your credit score.

Age and Residency Criteria

You must be at least 18 years old and live in the United Kingdom to apply. Also, having a NatWest current account is usually needed.

• Age requirement: You must be 18 or older to apply.
• Residency requirement: You should be a UK resident.
• Current account: A NatWest current account is usually necessary.

Income and Credit Score Requirements

NatWest looks at your income and credit score when you apply. A good credit score is important. You usually need to earn at least £10,000 a year.

1. Income: Your annual income should meet the minimum requirement, usually £10,000.
2. Credit score: A good credit score enhances your eligibility.

It’s important to meet these criteria for a successful application. Checking these requirements before applying can make the process easier.

Documents and Information Needed to Apply

To apply for the NatWest Reward Credit Card online smoothly, have your documents ready. This makes filling out the application form easier and faster.

Personal Identification Details

You’ll need to give personal details like your full name, date of birth, and address for the last three years. This is important for checking who you are and if you can handle credit.

Key documents required:

• National Insurance number
• Proof of address (utility bills, bank statements)
• Passport or driving licence for identity verification

Employment and Income Information

It’s important to share your job details and how much you earn. This helps NatWest see if you can pay back the credit card.

Having your financial info ready, like other income or credit, is also a good idea.

Employment details to provide:

1. Employer’s name and address
2. Job title and how long you’ve been there
3. Annual income before tax

If you’re already a NatWest customer, having your online banking login details ready can make things easier. It lets the bank quickly check your financial info.

With all your documents and info ready, applying for the NatWest Reward Credit Card will be quick and easy. You’ll be one step closer to enjoying its benefits and rewards.

Step-by-Step Process to Apply for NatWest Reward Credit Card

Applying for a NatWest Reward Credit Card is easy and quick. You can do it all from home. First, visit the NatWest website and find the credit card section.

Navigating to the Application Page

To start, go to the NatWest website. Follow these steps:

• Hover over or click on “Credit Cards” in the main menu.
• Select “Reward Credit Card” from the dropdown options.
• Click on the “Apply now” button to get to the application page.

Make sure you have your personal details ready to make the process smoother.

Using the Eligibility Checker Tool

Before you apply fully, try NatWest’s eligibility checker tool. It does a soft credit check, which won’t hurt your score. Here’s how to use it:

1. Click on the “Check eligibility” button on the Reward Credit Card page.
2. Enter your age, where you live, and how much you earn.
3. Submit it to see if you might get approved.

Financial experts say using this tool can save time. It also helps avoid a hard credit search that could harm your score.

“Pre-qualifying for a credit card can be a useful step in the application process, as it gives you an idea of your chances of approval without impacting your credit score.”

Completing and Submitting Your Application

If you’re ready to apply after checking, fill out the online form. Have these documents ready:

Document Type	Description
Personal Identification	Valid passport or driving license
Proof of Address	Utility bill or bank statement
Employment and Income Details	Payslips or P60 form

After you apply, you’ll usually get a decision in 48 hours. Sometimes, it’s instant.

What Happens After Your Application is Approved

Getting approved for the NatWest Reward Credit Card is just the start. Here’s what happens next. After approval, NatWest will process your card details. Then, you’ll get your card in the mail.

Card Delivery Timeframe

Your NatWest Reward Credit Card usually arrives in 5–7 business days. NatWest will let you know when it’s on its way. Make sure your address is correct to avoid any delivery problems.

Activation Process

When you get your card, you’ll need to activate it. You can do this easily through the NatWest mobile app or by calling a special number. Activating your card is simple and makes sure it’s ready for use.

Starting to Earn Cashback Rewards

After activation, you can start earning cashback on your purchases. The NatWest Rewards Program rewards you for your daily spending. To get the most cashback, read the program’s terms and conditions.

By following these steps, you’ll enjoy all the benefits of your NatWest Reward Credit Card. This includes cashback rewards and more. For more details on managing your card and rewards, visit the NatWest website or contact their customer service.

Tips for a Successful NatWest Reward Credit Card Application

To boost your chances of getting a NatWest Reward Credit Card, check your credit report often. This helps spot any mistakes that could harm your application.

Don’t apply for many credit cards at once. It can hurt your credit score. Make sure you fit the NatWest Reward Card’s criteria. Use the eligibility checker tool to check if you’re right before you apply.

To get the best from your NatWest Reward Credit Card, set up two Direct Debits. This will give you an extra £. Follow these steps and be careful with your credit history. This way, you’ll have a better chance of getting the card and enjoying its benefits.

Apply for the NatWest Reward Credit Card online and follow these tips. You’ll have a smooth application process. And you’ll get to enjoy the card’s rewards and benefits.

FAQ

What are the eligibility criteria for the NatWest Reward Credit Card?

You must be over 18, live in the UK, and have a NatWest account. A good credit score is needed. You should earn at least £10,000 a year.

What documents and information do I need to apply for the NatWest Reward Credit Card?

You’ll need your address history for the last three years. Also, details of your income and job, your National Insurance number, and online banking login if you’re already with NatWest.

How do I check my eligibility for the NatWest Reward Credit Card?

Use the eligibility checker on the NatWest website. It’s a soft credit check. Find it on the Reward Credit Card application page.

What is the application process for the NatWest Reward Credit Card?

Go to the NatWest website, then the Credit Cards section. Choose the Reward Credit Card. Use the eligibility checker, fill out the form, confirm your details, and submit. You’ll get a decision quickly, usually within 48 hours.

How long does it take to receive the NatWest Reward Credit Card after approval?

After approval, your card arrives in 5-7 business days.

How do I activate my NatWest Reward Credit Card?

Activate it through the NatWest mobile app or by calling the number on your card.

When can I start earning cashback rewards with the NatWest Reward Credit Card?

You can earn cashback right away on qualifying purchases after activating your card.

Are there any tips to improve my chances of a successful NatWest Reward Credit Card application?

Make sure your credit report is correct. Avoid applying for many credit cards at once. Setting up two Direct Debits can get you an extra £ reward.

Can I apply for the NatWest Reward Credit Card if I’m not an existing NatWest customer?

You can apply, but you need a NatWest current account. You might have to open one first.

How do I track my NatWest Reward Credit Card application status?

Check your application status on the NatWest website or by contacting customer service.